One of the most attractive features of an annuity is its tax-deferred status. Generally, you won’t pay any income tax on the interest or earnings until you...
Author - Gerald Dewes
“Tax deferral” is a method of postponing the payment of income tax on currently earned investment income until the investor withdraws funds from the account...
Capital gains are the profits realized from the sale of capital assets such as stocks, bonds, and property. The capital gains tax is triggered only when an...
Exchange-traded funds (ETFs) are just one of the many types of investment funds available, but they have some qualities that are unique and set them apart from...
Whether you’re a first-time stock investor or a seasoned veteran, you should understand what differentiates single stock investments from mutual fund investing...
Lewis Carroll, the author of Alice’s Adventures in Wonderland, once said, “If you don’t know where you’re going, any road will get you there.” This is...
The estate tax is a tax on property that transfers to others upon your death. Estate taxes are assessed on the total value of your estate — your home, stocks...
Many people have heard the Benjamin Franklin quote, “In this world nothing is certain but death and taxes.” Mutual fund taxes can be onerous. However, if you...
Traditional IRAs and most employer-sponsored retirement plans are tax-deferred accounts, which means they are typically funded with pre-tax or tax-deductible...
Looking for a tax-advantaged college savings plan that has no age restrictions and no income phaseout limits — and one you can use to pay for more than just...
Estate planning is an essential part of planning for the future. Determining how an individual’s assets will be managed, distributed, and preserved after death...
When considering the profit they make on stocks, many investors assess the gains they have obtained based on the appreciation of the stock on the open market...
Common stock and preferred stock are the two main types of stocks that are sold by companies and traded among investors on the open market. Each type gives...
Investors are often confused about the differences between growth stocks and value stocks. The main way in which they differ is not in how they are bought and...
Once you’ve determined how much it could cost to send your children to college, your next prudent step is to develop a systematic investment plan that may help...
Estate planning is an essential part of planning for the future. Determining how an individual’s assets will be managed, distributed, and preserved after death...
Responding to the changing needs of consumers, the life insurance industry has developed some alternatives that go much further in satisfying a variety of...
Estate planning is an essential part of planning for the future. Determining how an individual’s assets will be managed, distributed, and preserved after death...
Recently, fixed mortgages were near their lowest rates in almost 30 years. And if you are one of the many people who took out mortgages in the few years prior...
Estate planning is an essential part of planning for the future. Determining how an individual’s assets will be managed, distributed, and preserved after death...